How To Buy A Car Online
p> That said, with almost 3,340 cars on offer, you should find something that suits. Advantages: Simple, trusted and well-used. In the UK, these include Honest John, Parker, What Car? and Carbuyer.
Weekdays it’s open from 10am to 10pm. The cheapest car we could find was a 2015 Fiat 500 for £6,300. Disadvantages: Limited choice and unlike Cazoo you cannot buy direct from the website, but are directed to email or call the approved dealer. So, is it time to swap forecourt bricks for the online clicks? Here’s a quick spin around the block to help you decide.
Carwow’s ‘build a car’ option walks you through picking a make and a model, your choice of engine and trim and a few more quick options. As with other services, you can pay cash or buy on finance. Autotrader is probably Britain’s best known aggregator, listing cars for sale from a wide range of vendors including private citizens, regional dealerships and even online retailers such as Cazoo. Look out also for Motors.co.uk, which is another huge car selling website with over 300,000 cars listed at any one time.
An amount known at the guaranteed minimum future value (GMFV) will still be outstanding, so if you want to own the car outright, you’ll need to pay an optional final payment. At first glance, Cinch looks similar to Cazoo, specialising in selling used motors through home delivery and promising “cars without the faff.” Advantages: A handy way to find a competitive price for a new car that meets your spec. This is because under Section 75 of the Consumer Credit Act, your card provider shares responsibility with the company you paid for goods or service. So, as well as the price-tag, factor in: If you want to part-exchange your existing car, Cazoo also says it will stick to its offer provided you’ve given an accurate description as to its condition. Helpfully, it provides price differences along the way, so you can see the additional cost if you choose to up spec.
Once you’ve selected your car, you choose a two-hour delivery slot that’s convenient for you and on delivery you’ll be given a 45-minute ‘Get to know your car’ tour with one of Cinch’s trusted drivers. The process is also honed so should be straightforward. Here we look at some of the main players in this space and how they operate. It’s no longer linked to the car but to the owner, meaning you will need to tax your car on purchase.
The way we buy cars is changing. There’s no definitive answer here. It shouldn’t be completely empty, but is unlikely to be a full tank either. Sites such as the AA and RAC will help you find out if there is anything amiss, although fees from £9.99 apply. For both you pay a proportion of the cost at the beginning of the finance agreement then further amounts typically over 12, 24, 36 or 48 months.
There’s usually a compromise to be made. Websites such as AutoTrader offer quick valuations where you just type in your registration and mileage. The internet has largely already replaced the years of scanning the classifieds in the local paper and scouring the showrooms – but now we’re going even further.
While all are a bit different, they share common traits such as removing the need to haggle, offering part exchange and the opportunity of finance deals when buying. It prides itself on level of service and the guarantees remove any risk. Before deciding how you want to buy, have an idea of the type of car you want and what you can afford.
Trips to showrooms and forecourts have more than halved from a decade ago as technology advancements mean you can do everything from your laptop. Throughout Covid, it’s been business as usual, with a socially distanced drop-offs. This means you may find that a new car with the latest safety features actually reduces your premiums. None of these sites need much of an introduction, but once you step outside the world of specialist car sites, it’s buyer beware as you lose some of the checks and balances.
Whether either option is available will depend on the specific dealership, which will also dictate whether you’ll be charged for the service. Other options include a 0% purchase credit card which will allow you to spread the cost of the car without paying any interest, so long as you clear the balance within the stated 0% period. Disadvantages: While it’s a shop window for thousands of vehicles, the quality is bound to vary. While traditional car dealers still account for the majority of the car-buying market, aggregator websites, along with the rise of giant ‘car supermarkets’ and the breakthrough of digital propositions – where you can log on from your sofa and have a car delivered to your door – has afforded us more choice than ever. Is the seller legit and is the car genuine, not stolen with outstanding finance or a mileage discrepancy?
How road tax – correctly called Vehicle Excise Duty – works changed in 2014. There are established publications full of reviews and price guides for your chosen make and model, from traditional petrol and diesel engines to hybrid and full electric offerings. The dealer isn’t passed your contact details and the onus is on you to make the next move.
Spread over 14 acres in West London with 150 technicians working on the vehicles, you can select your car online then turn up and drive it away on the same day. It’s worth noting that valuations can fluctuate widely from quick sale websites or offers of part exchange, so don’t take the first price offered. The best way to benchmark the price of a car is to look on one of the aggregator sites such as AutoTrader that offers vehicles from many dealers. Although Carwow does sell used cars, its emphasis is putting you in touch with new car dealers who can offer you the best prices – with a claim of saving an average of £3,600 off the RRP of a new vehicle. There’s nothing inherently wrong with this, it’s just not giving the user much new.
And, while it has big plans, Cazoo is also still a relatively small player in the car market, so choice is limited. Additionally, some dealers don’t want you to buy on a credit card as they’ll incur an additional fee. You can contact them to arrange a visit or test drive, and collection or home delivery is dependent on the dealership. There’s the option of a test drive and they’ll also value and offer to part-exchange your existing car.
Aggregator websites that sell cars from lots of different dealers will present you with an idea of what similar vehicles are fetching. Going online to search for a car is now the first port of call for the vast majority of us. Also, watch out for fees, including a retail admin fee of £199. Advantages: Quick and easy to use with free home delivery and you can rearrange your slot without additional charge.
The difference is that rather than own its fleet, Cinch lists cars from dealers and car supermarkets, so you’ll have to complete the sale with a third party – more akin to existing broker sites. And, while you may assume that an old banger’s cheaper to cover because its replacement value is low, insurers place more importance on the wellbeing of drivers and passengers. Each vehicle also has a 225-point check. Cazoo says it’ll have at least 15 litres of fuel (roughly quarter of a tank) while electric vehicles will be charged to 75%, If you need to sell on your existing vehicle, then have an idea of what it’s worth too.
It offers a 10-day money back guarantee and has an extensive reviews section. Car Giant bills itself as another no-haggle option and gives its huge buying power as the reason it can better prices from elsewhere. And, now this goes as far as having the car you choose delivered to your driveway or parking spot.
If concerned, you can check the car’s history online. Whatever vehicle you’re looking for, you should be able to find it on AutoTrader – including at the cheaper end of the market that other sites don’t cater for. The more research Chevrolet camaro 2011 in ghana you do before buying a car, the better.
Carwow is at pains to point out that the consumer retains control. Work out both your buying budget as well as how much you want to spend keeping it on the road. As such it’s a behemoth with close on 500,000 vehicles available at any one time. An alternative is heycar which also only works with selected dealers and won’t list a car that’s more than eight years old or has 100,000 miles on the clock. If you’re not happy with the vehicle, it’ll be collected with a full refund.
It’s a non-haggle service. As with other websites, you can part-exchange your existing vehicle and choose from finance options, either Higher Purchase (HP) or Personal Contract Plan (PCP). Unlike aggregator websites, Cazoo, which launched in 2019, is not a broker but owns all the second-hand vehicles it lists.
All cars have been through a 300 point inspection test and include a seven-day money-back guarantee, a free 90-day warranty with RAC roadside assistance and seven days worth of free insurance. With PCP you pay back proportionately less, but after the term you won’t have paid the entire cost of the car. Free extended warranties, home delivery and other factors can influence your purchase decisions. The different brands offer different options for temporary insurance to get you home and see you through for a few days.
You pay the upfront price with no additional admin charges and it’s delivered to your door at a time to suit. The most common types are Hire Purchase (HP) and a Personal Contract Plan (PCP). Disadvantages: While handy for those in the Greater London area and South East, Car Giant isn’t as convenient if you live up north – and there’s no free delivery unless you live within a few miles.
Advantages: You’re spoilt for choice. You can always pay the total amount upfront, but almost all online dealers offer a finance option. Car Giant promises enough fuel to get you as far as the local petrol station. Remember, it’s not always like-for-like.
They offer a wealth of information including group tests for comparisons and ‘true’ fuel economy results. Just come prepared with ID. Alternatively, Cazoo has a growing number of UK depots which provide a ‘click and collect’ option. It also operates its own home delivery and click and collect section, which was temporarily expanded due to many dealerships having to close their forecourts due to the Covid pandemic. For example, an older car might be cheaper to buy, but work out more expensive if it’s forever in the workshop.
Because each dealer is manufacturer-approved, you shouldn’t run the risk of being caught out by a dubious salesperson. Car Giant has been around for over 40 years so has had plenty of time to iron out any kinks in its processes. Car Giant lives up to its name as the ‘the world’s largest used car dealership’ with thousands of cars in stock. Advantages: The website is slick, easy-to-use and you can complete the entire purchase in just a few clicks. However, vehicles are often too expensive to purchase on a credit card because they would break a typical credit limit.
Just remember to take your driving licence, passport and proof of address, and you’ll be able to take advantage of it five-day driveaway insurance. Home delivery costs are included along with safeguards such as a 14-day money back guarantee, a 90-day free warranty and three days of driveway insurance. Little changes here. Disadvantages: It’s not aimed at those looking for bargain basement motors.
Disadvantages: While it’s a slick website, it’s similar to the old model of working to introduce you to dealers. However, if you are able to pay for all or even part of the car on a credit card, it’s often a wise choice because it gives your purchase stronger protection should you have any cause for complaint. You can filter by a range of factors including make and model, price, mileage and even CO2 emissions before selecting your chosen car – aided by a 360-degree image that reveals any blemishes.
Once you’ve punched in your postcode, it runs a search and returns with offers from the nearest dealerships, plus similar cars that are in stock or will be shortly. With HP, the buyer will have paid off the remaining amount by the end of the term and will own the car. At time of publishing, it had just over 4,700 cars for sale, all of which are under seven years old with no more than 70,000 miles on the clock.